Multi-Year Guaranteed Annuity (MYGA)

Predictable Growth. Guaranteed Returns. Safe Retirement Planning.

man and woman sitting on bench in front of beach
man and woman sitting on bench in front of beach
What is a MYGA?

A Multi-Year Guarantee Annuity (MYGA) is a type of fixed annuity that offers a guaranteed interest rate for a set number of years. It's ideal for safe, steady growth without market risk.

Key Benefits:
  • Guaranteed Interest Rate for 3 to 10 Years

  • Tax-deferred Growth

  • Principal Protection

  • Simple and Transparent Terms

  • Flexible Timeframes for Retirement Goals

How It Works

Contribute a lump sum premium. Lock in a guaranteed rate for a specific term. Your contract value grows tax-deferred. At the end of the term, you may have options such as renewing the contract, transferring to another annuity, or taking a withdrawal - depending on your goals.

Who Should Consider a MYGA?
  • Nearing or In Retirement

  • Seeking Low-risk, Steady Growth

  • Replacing Maturing CDs or Savings

  • Wanting Guaranteed, Predictable Returns